Services

Since APS Associates offers no products of its own, we can devote all of our time and talent to understanding our clients’ situations and implementing the strategies that best address their needs. Together we utilize a variety of securities for income diversification, fixed annuities for tax-deffered growth potential, and a menu of fixed-income instruments to provide dependable cash flow. Whether your needs are funding a rewarding retirement, providing college educations for children and grandchildren, developing a tax-efficient estate strategy, or providing risk management policies to protect families or businesses, we have resources to help meet your individual needs.

Our services include:


  • Comprehensive Financial Planning
  • Retirement Income Strategies
  • Investment Portfolio Analysis
  • Executive Compensation Planning
  • Stock Option Analysis
  • Fee-Based Asset Management
  • Access to Full Brokerage Services
  • Estate Planning
  • Insurance Evaluation

We offer access to a full range of non-proprietary strategies including:

  • Stocks
  • Bonds
  • Mutual Funds
  • Exchange Traded Funds
  • Alternative Investments
  • Annuities
  • 529 College Plans
  • Long Term Care Insurance
  • Life Insurance